People constantly come to us and say that they were hurt in an auto accident and that they tried to settle with the insurance company on their own. They tell us how friendly the insurance person was and how shocked they were when they came to settle the case, and found the offer so trivial as to be an insult. They have made the fundamental mistake of trying to handle the case without a lawyer.
Insurance companies have no fear of people who are unrepresented, in fact, they feast upon them. While thinking that the company will be reasonable with them, the unrepresented person has routinely signed a medical authorization which allows the insurance company to rummage through their medical files, and they will usually have given a recorded statement, and all of this will be used against them.
The insurance company will have conducted an investigation, secured photographs and witness statements, while the unrepresented person will have nothing but the false assurances that they will be adequately taken care of.
Injury cases are serious. If someone you know has been hurt, have them call a lawyer immediately. Our office has handled a vast number of auto cases, and we have a record that speaks for itself. All of our cases are handled on a contingency basis, and there is no charge for an initial consultation.